F&K Savings

If you live in Nigeria and you actively use social media, odds are on that you have probably heard the term ‘Forex’ being used around a lot, from shady people hitting you up promising that they will give you an 100% returns on your investment if you invest in Forex through them to someone on social media bragging about how they made millions off investing in Forex. Forex is one of those terms that seems to be shrouded in mystery, the average person knows the word Forex but would be hard pressed to come up with a suitable explanation for it or how it works. Overtime an even more pressing question has appeared, Is Forex another word synonymous with scam like MMM? Should I be investing my hard-earned money into Forex? Today, we’d be breaking down for you how exactly Forex works. First things first, what Is Forex? Let’s give you a quick analogy on how Forex works, Say you leave Nigeria and go to Dubai for a vacation, when you get to Dubai, you are obviously not...

It is no big news that the internet has widely gained adoption over the last few years, a sizeable number of people in the country now have access to a smart phone and the internet, even kids do these days and with every passing day, the number of people joining the throng increases. So what does this mean for business owners? It means you have a very potent tool at your fingertips to reach your prospective customers, seeing as millions of people are on the internet, odds are on that no matter what your service/product is, there is someone on the internet who needs what you have to offer. Thanks to the advent and immense popularity of social media platforms like Instagram, Facebook, Twitter, and WhatsApp. With just a couple of swipes and keyboard clicks, you now have the platform to talk to thousands of people, gone are the days when you had to pay exorbitant fees at media houses to showcase your business/brand to the world. These days the only fee you need to be payi...

CUSTOMER OF THE MONTH! 🎉💃 Mr Olumide Adegbuyi @legend_enterprise who has been smashing his money goals with ease ever since he started saving with the F&K Mobile app. Now he has executed a capital project and improved his lifestyle because he chose to be intentional about planning his finances and he started saving using our platform. Be like Olumide too and start planning towards your goals and the life you deserve. #GetTheFandKMobileApp #StartSavingNow #NotTooYoungToSave #NotTooYoungToInvest #FinancialFreedom #FandKSavings

Depression is a rampant epidemic that has established its root in our society unnoticed. We have heard of suicidal attempts and eventual executions. Many have been in a bad mood at one point or another and were able to walk through it because they found a solution, that’s the lucky group! We have some other set of people who relished in their horrible conditions till it aggravated into a mental disorder that ultimately suggests the suicide option. There are many causes of depression but all are primarily linked to a need-gap left unfilled; the need for self-actualization, the need for success, love, acceptance and so many others. Needs-met is a result of resource availability. Resources can range from people, to location, material things, information and money. Yes, Money! Let’s talk about Money. Whether we like to accept it or not, money provides access to many things that we aspire for. In economics, we describe money as a transaction facilitator. Life is a transaction, we exc...

Meet our customer of the month for June 2019, Miss Olutayo Oluwadarasimi, who just recently finished her stint as a corper. Her great short story is that she set a financial goal for herself at the start of her service year and with our platform she was able to smash her goal upon ending her service year and get industrial instruments for her business. In case you are still wondering on how you can smash those money goals of yours, go get our app on playstore and start saving towards them, we have features designed to help you stay disciplined and smash those money goals with ease.

Having money does not equate to being rich, when it comes down to it, it all depends on how you manage what you have and what uses you put your money to, and irrespective of whether you are currently living paycheck to paycheck or you are well off, there are some essential money goals you should always have and make an habit of, the habits of the wealthy as they are popularly called: - Living Debt Free: It’s so easy to get mired in the vicious cycle of debts, most times people incur a debt just to pay off another debt somewhere else and the habit of being always in debt is one that eats deeply not only into finances but also into one’s state of mind, for one trapped in debts, getting out of it might seem an incredibly daunting task but it is one that should be made a priority, to get out of debts, it is best to set specific goals. - Save for emergencies: No one prays for having to deal with an emergency but sometimes these things happen and you should always make sure you are a...

Don't just take our word for it when we tell you that saving with us makes hitting your finance goals really easy. Meet our customer of the month for May, Mrs Famoofo Seyi, an entrepreneur based in Ibadan who has found staying focused on her finance goals much easier since she started using our mobile app, in her own words she has been able to save towards particular goals and smash them without stress and her business and financial lifestyle have greatly improved as a result. Be like Famoofo Seyi and join the ranks of those who save smart and better with F&K Savings, you too will find smashing your money goals not stressful at all. Thank you, Mrs Famoofo Seyi for being such an amazing customer

Borrowing from Peter to pay Paul is literally one of the oldest fraud tricks in the book, and it’s alarming that people still fall prey to schemes such as this especially in the wake of one such dubious schemes that has invested participants looming on the precipice of disaster. These schemes are no new trend in the Nigerian environment but it’s still alarming how people fall for them, it would have been funny if it wasn’t a matter of such serious concern, space a couple of years between these things and the story remains the same, people rush, invest their money and inevitably a sizeable number of them got swindled. The term ‘ponzi’ can be traced back to US Italian immigrant, Carlo Charles Ponzi who pulled off one of the biggest investment scams in history that had people losing as much as millions of dollars, and this was as far back as the 1920’s. Following the pattern laid back by the progenitor of such scams, Ponzi/pyramid schemes promise an unusually high returns...

A couple of hundred years back, an Italian economist by the name of Vilfredo Pareto discovered something really really interesting that was going to change how we understand the world. He discovered that he could measure the relationship between cause and effect precisely in mathematical terms (80/20). I know that probably sounds a bit mystifying and confusing, it was for me too, so to break it down further what he discovered was that 80% of results come from 20% of efforts. You are probably as shocked about this and if you are honest a bit doubting too. What this means for you is that: - 80% of the money you make comes from 20% of the time and effort you put in. - 80% of your products are the ones bringing in 20% of the money you make. - 80% of your customers bring in 20% of your income. And it also applies to everyday life too: - 80% of the world's wealth is in the hands of around 20% of the world's population. You probably wear 20% of your clothes 80% of the ...

Being a millennial myself, I know the conflict that exists between two contradicting kinds of lifestyle. On one hand, we want to flex, have fun and live life, after all ,Y.O.L.O (you only live once) then on the other hand, a voice keeps whispering to us the need for frugality and the need to make smart money decisions. One folly of being young is the future always seems so far far away, we really can't be bothered about what happens 10, 15 years from now...that seems a long time into the future as we are concerned. We want to live young, wild and free...free of burdens and responsibilities, we want to emulate the way our favorite celebrities live and that is nothing short of foolhardy considering that the glamour and the fancy lifestyle they lead is what they are being paid money for. I remember wanting to grow up so much as a kid, I remember resenting the way I got talked down to by adults and how I always craved my independence and I dare say I wasn't the only one who ...

Today we’d like to shine the spotlight on Miss Kehinde Fiyinfolu Aluko, a fresh graduate of the department of civil engineering, University of Ibadan who in a bid to ensure financial security for herself and have a stash of backup fund in the event of emergencies decided to start saving with us. In her own words, “ F&K savings has given me the opportunity to know how to save and spend wisely and through this platform I was able to save money to pay for my professional course”. Helping our customers actualize their dreams has always been a joy to us and we’d like to appreciate Kehinde for trusting us with her funds and allowing us to help her plan towards the life she deserves. You too can be like Kehinde today and start saving the smart way, with F&K savings, all it takes is a couple of clicks and you are set up and ready to go. Visit www.fandksavings.com to create your account now and experience financial freedom with us. Call us or send us a message: +234809...

The “BENZ” thread has got twitter laughing and ladies shivering, for me, I like to pick out the best lessons from the worst case scenario. If you grew up in Nigeria, I am sure you have at one time sat to watch a movie involving money rituals, especially Yoruba movies. Let’s do a quick review for readers who digested food from a spoon made from something better than silver. In most of these movies, a suffering, frustrated character seeking a way out of the vicious cycle of poverty is shown. The character meets with a diviner who recommend a ritual that involves parting with something of value, like family member, 10 virgins and other ridiculous demands. The pauper accepts, he becomes rich, he is then informed on the wealth sustaining ritual to ensure he doesn’t lose his wealth. However, those movies end with the pauper dying early. I am not here to publicize Nollywood movies but to introduce you to a ritual that guarantees you a wealthy existence without parting with your l...

Financial Leadership. Drop the shoulder pad fueled by your proficiency in people management and renege on your ego boost from having your activities in perfect order. It is now a recurring trend for young people to pronounce the effectiveness of their leadership skill at any chance they get. A good number have backed up their claim by directing a number of people to achieve a specific goal. This is good display of leadership, however, being a leader doesn’t start with influencing people. Before you can achieve a balanced and successful leadership character, you have to learn to lead yourself. Your ability to influence every aspect of your life in the right way defines the extent to which you can consistently lead others. We have leaders who have succeeded in coordinating people but their personal finance has been marched in a mash. Being a leader requires you to be intentional, coordinated, visionary and active. Many people apply this in their work place, community projec...

Meet our customer of the week. This week, we feature miss Olaleye Adebimpe, a Civil servant from Ibadan, Oyo state, Nigeria. In her Words " My name is Adebimpe Olaleye. I got to know about F&K savings through my friend, and I decided to save with this platform because I trust the referee and I know it's necessary and important to save. I was glad and surprised when I requested for the money I saved and I got additional money as interest, which can't be gotten if saved in the bank. This saving platform has helped me to be more disciplined in saving and spend less on unnecessary things. Investment is the next Goal, I love the brand. Fb@ Adebimpe Tosin Olaleye Instagram: www.instagram.com/theladyadebimpe You too can be Like Adebimpe. Savings and investment are key. Secure yourself and your business against financial storms. Call us or send us a message to start saving: 08180997078 08092816959. You could also tweet at us @fandksavings1

  A Quick reminder of your importance to our brand, and a special thanks to you for your trust and support. Gradually we are growing with your help and support, from January till now we have had about 300 million naira in savings, and over 150 million naira in investment (from our online section alone), our offline section started in july 2017, and we are growing rapidly and preaching strict savings and investment to everyone. These are only possible because you believe in us. We are going to roll out more exciting features that guarantees you financial freedom in the coming months, we are sure these features will make you love this brand more, and we will keep updating you on our progress. Invite your friends and families to join you on this amazing journey, and you can get referral bonuses on savings and investment, talk about another stream of income? Kind Regards.

In this masterpiece, Oyedamola Taiwo emphasizes the importance of investment. Save but take it a step further. The traditional believe about thrift spending involves continuous separation of a specified amount of money to a “no spending zone”. This is backed up with the assurance of a wealthy-happy ending. But the question I ask is, “why do we have to wait till the end to be wealthy, why can’t I have money today and also in the future has it tends towards the end”.  I have watched people linger in the cycle of self denial to gather funds to spend on something big and to resume self denial for the next big achievement. For how long in a life time will the time lag of waiting earn you a place among the wealthy? A young person starting out to take responsibilities adhering strictly to the saving culture will have to indeed wait for the wealthy happy ending. I am not in any way discrediting saving, I just wish to introduce an uncommon twist to discourse. In the array of paths t...

The Law of Demand and Supply For wealth making. Next to the introduction of economics as a course is the exposition to how the demand and supply rules and moves an average economic system. I am definitely not here to bore you with economics jargon, I want to tilt your mind in a direction it has probably scarcely explored. This is how it works in the goods market; there is a producer on one side trying to make profit by offering a good/service and on the flip side of the coin is the consumer willingly looking for a product to feed his/her satisfaction in exchange for value. The two parties will have to meet and bargain. Before the transaction can be sealed, the basic requirements of the two parties must be met i.e, the producer must earn profit and the consumer satisfied with the product. Now, you have gotten the basic gist, let me exercise your imagination just a little bit. You want money right? I do too! Now, there is an imaginary money land with producers willing to give ou...

Meet our customer of the week. This week, we feature miss Damilola Ogunlola, a postgraduate student at the University of Ibadan. In her words: "I heard about F&K savings through a friend (Sarah Owolabi) who I opened up to on how bad I am at savings. I wanted a change of story with a company I can trust. With F&K, I have learned to attend to my needs first and my wants later (if necessary). Thank You F&K savings, you made savings easy for me. Financially, I have been able to meet important targets. Surely, with f&k savings, a more secure financial future awaits. IG: www.instagram.com/official_Dami_ogunlola You too can be like Damilola, secure yourself and your business against financial storms. Call us or send a message to start saving: 08092816959 08180997078

 1.   Go to google play store. 2. Search for “F&K Savings” in the search box provided. 3. Download the app and install it. 4. Open the App.           5. Sign up or Log in.     6. Welcome to your dashboard. 7. Go to your Menu. 8. Click on “Plan” to create a plan. NOTE: You can create as many plans as possible to fit your entire savings goal. 9. Go back to your “Menu” and click “Save” to save into the plan(s) you’ve created. 10. When the plan duration expires,click on "Withdraw " from your dashboard to withdraw your savings to your set bank account. 11. You can also save any time by using the “QUICKSAVE” option from your dashboard. Kindly use the "Contact Us" on your dashboard for  inquiries.  

Meet our customer of the week : Mrs. Ibukun Samuel, from Ilorin, Kwara state, Nigeria. In her words: " I heard about f&k savings through my sister. I opened the account because I needed a safe and strict place to save my money,  so I chose F&K savings. It was a great experience and I am still enjoying it, I saved for a purpose and I was able to achieve it. F&K savings (through their business consultancy) also helped me to rebrand and repackage my business which gave me more patronage in the past year. I am a cake baker (yummy cakes and confectioneries). More thanks to F&K savings." You too can be like ibukun Samuel: and enjoy the benefits of strict savings and diligent investment. Our business/financial consultants also helps to make sure you put your finances to good use. Secure yourself and your business against financial storms. Call or message us to start: 08092816959 08180997078.