F&K Savings

The Eighth Month is almost here, what have you been doing? Happy new week. The Eight month is here already, the year is almost gone. The best part of our lives starts in our 20s. This is when we take our destinies into our hands, tread on paths not yet taken to get the best things of life, and by 30, we must/should have attained some financial goals. You are probably still in school or you are through with university, dropped your ‘NYSC khaki’, then reality sets in. You are faced with several career and life’s choices; whether to get a job, take professional courses, go for your Masters degree or get married. And the clock ticks 30 before you know it. Now you see reasons why shouldn't have spent money the way you did, why you should have been more prudent financially. Its important not to caught in this web, the time is right to make a wise financial decision. The Future starts now. Open the fandksavings account, build your savings and investment. Increase your streams

Financial Planning is very important on your journey to financial freedom. You have to anticipate future expenditure and plan for them. For example, you have to anticipate and have a financial plan for the following, monthly Savings(To cover Regular monthly expenses), Savings for Holidays, Savings for School fees, Savings for down payment on your house, Savings for Retirement etc. These are the main reasons we Preach Savings and Investment at F&K Savings. We help you achieve your financial goals and prepare you adequately against Life Financial Storms. www.fandksavings.com.ng

Read this, digest and use well. As a low or medium income earner, you shouldn't compare with someone with a high income, and so you should not spend like them. In a market as complex, extreme and ambiguous as ours, its important to know how to spend and have a good saving habit. We have put together 5-6 ways to cut your expenses according to your earnings. 1. Reduce your housing Expenses: A shelter is a basic need. However, if the better part of your earnings is spent on a luxurious apartment, you should consider moving out to a less expensive home. 2. Don't buy to keep up: Do not make financial choices you might regret, when you start spending on items just because you want to feel like others, your earnings won't last. 3. Reduce your food expenses: Yes, food is essential for living, but its possible to overspend on food. Remembrance you don't earn much and this should reflect on your food expenses. 4. Learn to be content: The only way you won't be pre

Everyone likes the idea of savings to accomplish set goals, but how many people have a genuine savings habit? Its probably few days After payday now. If you find yourself borrowing money few days after payday and you don't know or understand or cannot explain how the money dissapears, Check below for some eye opening tips, and make sure to take note of them. 1. You don't have a real/strict savings account: You must have a strict savings account, this means you are unable to spend money at will. 2. Have a budget: this has proved to be one of best ways to control expenses. 3. Never double buy: Buying things you already have is a bug way of wasting money. 4. Be careful of Fun days/Play days: While its important to have fun and play after hard work, its necessary to minimize and not do it excessively. 5. No Overdoing: Spend within your means, lend within your means, buy what you can. 6. Open a Fandksavings account, strict savings and exciting investment opportuni