Financial Planning is very important on your journey to financial freedom.

Financial Planning is very important on your journey to financial freedom.

You have to anticipate future expenditure and plan for them.
For example, you have to anticipate and have a financial plan for the following, monthly Savings(To cover Regular monthly expenses), Savings for Holidays, Savings for School fees, Savings for down payment on your house, Savings for Retirement etc.

These are the main reasons we Preach Savings and Investment at F&K Savings.

We help you achieve your financial goals and prepare you adequately against Life Financial Storms.

www.fandksavings.com.ng

The 80/20 rule: Apply it to your finances and change your life, by Olamide Oseni.

A couple of hundred years back, an Italian economist by the name of Vilfredo Pareto discovered something really really interesting that was going to change how we understand the world. He discovered that he could measure the relationship between cause and effect precisely in mathematical terms (80/20). I know that probably sounds a bit mystifying and confusing, it was for me too, so to break it down further what he discovered was that 80% of results come from 20% of efforts. You are probably as shocked about this and if you are honest a bit doubting too. What this means for you is that: - 80% of the money you make comes from 20% of the time and effort you put in. - 80% of your products are the ones bringing in 20% of the money you make. - 80% of your customers bring in 20% of your income. And it also applies to everyday life too: - 80% of the world's wealth is in the hands of around 20% of the world's population. You probably wear 20% of your clothes 80% of the ...

How to detect ponzi schemes, a piece by Olamide Oseni

Borrowing from Peter to pay Paul is literally one of the oldest fraud tricks in the book, and it’s alarming that people still fall prey to schemes such as this especially in the wake of one such dubious schemes that has invested participants looming on the precipice of disaster. These schemes are no new trend in the Nigerian environment but it’s still alarming how people fall for them, it would have been funny if it wasn’t a matter of such serious concern, space a couple of years between these things and the story remains the same, people rush, invest their money and inevitably a sizeable number of them got swindled. The term ‘ponzi’ can be traced back to US Italian immigrant, Carlo Charles Ponzi who pulled off one of the biggest investment scams in history that had people losing as much as millions of dollars, and this was as far back as the 1920’s. Following the pattern laid back by the progenitor of such scams, Ponzi/pyramid schemes promise an unusually high returns...

Meet Our Customer Of The Month: For July (Olumide Adegbuyi)

CUSTOMER OF THE MONTH! 🎉💃 Mr Olumide Adegbuyi @legend_enterprise who has been smashing his money goals with ease ever since he started saving with the F&K Mobile app. Now he has executed a capital project and improved his lifestyle because he chose to be intentional about planning his finances and he started saving using our platform. Be like Olumide too and start planning towards your goals and the life you deserve. #GetTheFandKMobileApp #StartSavingNow #NotTooYoungToSave #NotTooYoungToInvest #FinancialFreedom #FandKSavings

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