KEEP YOUR POCKETS FILLED: By Oyedamola Taiwo (For F&K Savings)

KEEP YOUR POCKETS FILLED: Tie the Savings Chains.

Empty pockets lie tongues out in east and west direction. I shook out my bag rigorously hoping a penny will drop to save the day. I searched every corner dutifully to check if I carelessly tossed a kobo in the time of plenty to hidden corners. Fast enough my reality dawned on me and I pronounced myself officially broke.
Flashback to two weeks ago I had hefty load on to my account from my shared hustle. It felt good, i had more than enough. With much euphoria I spent more than enough, every item posed as a possible purchase, I suddenly felt responsible for everybody's well being. I lavished as the Don but not without a halt. A friend I regard insightful told me money had winds and should be tied down if it must stay. It didn't make so much sense to me until now. Immediately he said it, I checked my account and I couldn't just see the wings. From one transfer to the other, day in day out till I could feel the sound of the beats on my almost empty account. Just yesterday, I did the final withdrawal. Here we are this morning with no hustle to sap from, no cash to rest on and the big boy of 2 weeks ago cannot put food on his own table. I have learned the hard way, the next hustle pay must be tied to chains so that they can reside over the raining days and dry seasons.
The chain of saving here I come.

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The 80/20 rule: Apply it to your finances and change your life, by Olamide Oseni.

A couple of hundred years back, an Italian economist by the name of Vilfredo Pareto discovered something really really interesting that was going to change how we understand the world. He discovered that he could measure the relationship between cause and effect precisely in mathematical terms (80/20). I know that probably sounds a bit mystifying and confusing, it was for me too, so to break it down further what he discovered was that 80% of results come from 20% of efforts. You are probably as shocked about this and if you are honest a bit doubting too. What this means for you is that: - 80% of the money you make comes from 20% of the time and effort you put in. - 80% of your products are the ones bringing in 20% of the money you make. - 80% of your customers bring in 20% of your income. And it also applies to everyday life too: - 80% of the world's wealth is in the hands of around 20% of the world's population. You probably wear 20% of your clothes 80% of the ...

WAVE POVERTY TO EXTINCTION (By Oyedamola Taiwo) For F&K Savings.

WAVE POVERTY TO EXTINCTION Sit, let's have a round table discussion. There are billions of people in the world; each have one thing in common, the desire to live a better life. The desire, however, is not strong enough to shield over 700 million people from poverty. Desire is cheap as much as talk is cheap. A desire not sponsored by action is as good as no desire at all. Wealth making is closely attached to value exchange. A value exchange requires communication. The quality of the process of communicating value determines the extent of wealth you get in exchange for your value. Have you sat to ponder on the reason for the difference in the amount paid for the exact same service rendered in two different places? Well, I have, the fashion designer you crave for and the one down your street offer the same service but communicate it differently. You see a well packaged,photographed product on the social media and love it, let the same product be sold by a guy down the street i...

How to detect ponzi schemes, a piece by Olamide Oseni

Borrowing from Peter to pay Paul is literally one of the oldest fraud tricks in the book, and it’s alarming that people still fall prey to schemes such as this especially in the wake of one such dubious schemes that has invested participants looming on the precipice of disaster. These schemes are no new trend in the Nigerian environment but it’s still alarming how people fall for them, it would have been funny if it wasn’t a matter of such serious concern, space a couple of years between these things and the story remains the same, people rush, invest their money and inevitably a sizeable number of them got swindled. The term ‘ponzi’ can be traced back to US Italian immigrant, Carlo Charles Ponzi who pulled off one of the biggest investment scams in history that had people losing as much as millions of dollars, and this was as far back as the 1920’s. Following the pattern laid back by the progenitor of such scams, Ponzi/pyramid schemes promise an unusually high returns...

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