Meet our customer of the week

Meet our customer of the Week: Alabi Emmanuel, From Ibadan, Oyo state. Nigeria.

His Words: I saw the ads on a Whatsapp group.

*Saving with F&K has really helped me*. At two different times, I was able to tap into business opportunities that came up because I had some money in my savings.
The flexible plans on the website have really helped me in saving. I've also had to refer people who found it equally helpful.
Thank you F&K savings.

Alabi Emmanuel.

Twitter: FisayomiMo

The Law of Demand and Supply For wealth making (Oyedamola Taiwo) For F&K Savings

The Law of Demand and Supply For wealth making. Next to the introduction of economics as a course is the exposition to how the demand and supply rules and moves an average economic system. I am definitely not here to bore you with economics jargon, I want to tilt your mind in a direction it has probably scarcely explored. This is how it works in the goods market; there is a producer on one side trying to make profit by offering a good/service and on the flip side of the coin is the consumer willingly looking for a product to feed his/her satisfaction in exchange for value. The two parties will have to meet and bargain. Before the transaction can be sealed, the basic requirements of the two parties must be met i.e, the producer must earn profit and the consumer satisfied with the product. Now, you have gotten the basic gist, let me exercise your imagination just a little bit. You want money right? I do too! Now, there is an imaginary money land with producers willing to give ou...

Financial Planning: Effective Antibiotic for your psychological health by Oyedamola Taiwo

Depression is a rampant epidemic that has established its root in our society unnoticed. We have heard of suicidal attempts and eventual executions. Many have been in a bad mood at one point or another and were able to walk through it because they found a solution, that’s the lucky group! We have some other set of people who relished in their horrible conditions till it aggravated into a mental disorder that ultimately suggests the suicide option. There are many causes of depression but all are primarily linked to a need-gap left unfilled; the need for self-actualization, the need for success, love, acceptance and so many others. Needs-met is a result of resource availability. Resources can range from people, to location, material things, information and money. Yes, Money! Let’s talk about Money. Whether we like to accept it or not, money provides access to many things that we aspire for. In economics, we describe money as a transaction facilitator. Life is a transaction, we exc...

The Future starts now

The Future starts now, you cannot afford to procrastinate. How do you develop a healthy savings culture? 1. Save first, spend later. Whatever portion of your income you decide to save should be saved first before the remainder is spent. This ensures that you have the mindset that the remainder after saving is the whole amount that is available to you. Thus, if you save 10% of everything you earn, then your mind would believe that you only have 90%, since the 10% “not available”. All calculations would be on the 90%. 2. Have a separate account for your savings. Your savings should be safe from you. The needs and wants of man are insatiable. We also know that whenever there is an increase in income, things to do with money also seem to expand to meet the new amount of money available. Thus, it is necessary to separate your savings from all other funds available to you. It is trite that when access to saved money is too easy, un-saving of saved funds is sure. What to do is to e...

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