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Showing posts from April, 2019

The 80/20 rule: Apply it to your finances and change your life, by Olamide Oseni.

A couple of hundred years back, an Italian economist by the name of Vilfredo Pareto discovered something really really interesting that was going to change how we understand the world. He discovered that he could measure the relationship between cause and effect precisely in mathematical terms (80/20). I know that probably sounds a bit mystifying and confusing, it was for me too, so to break it down further what he discovered was that 80% of results come from 20% of efforts. You are probably as shocked about this and if you are honest a bit doubting too. What this means for you is that: - 80% of the money you make comes from 20% of the time and effort you put in. - 80% of your products are the ones bringing in 20% of the money you make. - 80% of your customers bring in 20% of your income. And it also applies to everyday life too: - 80% of the world's wealth is in the hands of around 20% of the world's population. You probably wear 20% of your clothes 80% of the

To Save or Splurge: The Millenial's Dilemma, a piece by Olamide Oseni

Being a millennial myself, I know the conflict that exists between two contradicting kinds of lifestyle. On one hand, we want to flex, have fun and live life, after all ,Y.O.L.O (you only live once) then on the other hand, a voice keeps whispering to us the need for frugality and the need to make smart money decisions. One folly of being young is the future always seems so far far away, we really can't be bothered about what happens 10, 15 years from now...that seems a long time into the future as we are concerned. We want to live young, wild and free...free of burdens and responsibilities, we want to emulate the way our favorite celebrities live and that is nothing short of foolhardy considering that the glamour and the fancy lifestyle they lead is what they are being paid money for. I remember wanting to grow up so much as a kid, I remember resenting the way I got talked down to by adults and how I always craved my independence and I dare say I wasn't the only one who

CUSTOMER OF THE MONTH

Today we’d like to shine the spotlight on Miss Kehinde Fiyinfolu Aluko, a fresh graduate of the department of civil engineering, University of Ibadan who in a bid to ensure financial security for herself and have a stash of backup fund in the event of emergencies decided to start saving with us. In her own words, “ F&K savings has given me the opportunity to know how to save and spend wisely and through this platform I was able to save money to pay for my professional course”. Helping our customers actualize their dreams has always been a joy to us and we’d like to appreciate Kehinde for trusting us with her funds and allowing us to help her plan towards the life she deserves. You too can be like Kehinde today and start saving the smart way, with F&K savings, all it takes is a couple of clicks and you are set up and ready to go. Visit www.fandksavings.com to create your account now and experience financial freedom with us. Call us or send us a message: +234809